Health Insurance for Every Family
Cashless hospitalisation, day-care and pre/post hospital cover from trusted insurers — with tax savings under Section 80D.
Top Health Insurance Plans
Compare popular plans from our partner insurers.
| Insurer & plan | Sum insured | Premium* | Claim ratio | Highlight | Hospitals | |
|---|---|---|---|---|---|---|
| VHVriddhi Family ShieldVriddhi Health | ₹10 lakh | ₹14,820 | 97.1% | No room-rent cap | 10,200 | Buy |
| KGKavach Health PrimeKavach General | ₹10 lakh | ₹13,450 | 95.8% | 100% cover restore | 9,400 | Buy |
| SASetu Complete CareSetu Assurance | ₹10 lakh | ₹12,960 | 94.6% | Free annual check-up | 8,700 | Buy |
| PGPrithvi Health PlusPrithvi General | ₹10 lakh | ₹11,780 | 93.9% | 2× no-claim bonus | 7,900 | Buy |
*Family floater · 2 adults + 1 child · eldest 32 yrs · metro city · incl. GST. Insurer names are illustrative partners.
Illustrative estimate. The final premium is set by the insurer after underwriting.
Cover at a Glance
Typical inclusions and exclusions — always check the policy wording.
What’s covered
- In-patient hospitalisation
- Pre & post hospital (60/180 days)
- Day-care procedures
- Ambulance charges
- AYUSH treatment
- Organ donor expenses
- Restore of sum insured
- Annual health check-up
What’s not covered
- Pre-existing diseases in waiting period
- Cosmetic or aesthetic surgery
- Self-inflicted injuries
- Non-medical consumables (unless add-on)
- Experimental treatments
- Maternity in first 2–4 years
Questions before you buy
Still unsure which plan fits? Our advisors compare options for you, free of charge.
Talk to an AdvisorWhat is the waiting period for pre-existing diseases?
Most plans cover pre-existing diseases after 2–3 years of continuous cover. Some plans offer a reduced waiting period as an add-on.
How does cashless hospitalisation work?
Show your e-card at a network hospital. The hospital sends a pre-authorisation request and the insurer approves it directly, usually within two hours.
How much tax can I save?
Under Section 80D you can claim up to ₹25,000 for self and family and up to ₹50,000 more for senior-citizen parents.