Home Insurance that Shields Your Home
Protect your building and belongings against fire, flood, earthquake, burglary and accidental damage.
Top Home Insurance Plans
Compare popular plans from our partner insurers.
| Insurer & plan | Structure + contents | Premium* | Claim ratio | Highlight | |
|---|---|---|---|---|---|
| PGPrithvi Griha RakshaPrithvi General | ₹60 L + ₹8 L | ₹4,860 | 95.9% | Rent for alternate stay | Buy |
| KGKavach Home ShieldKavach General | ₹60 L + ₹8 L | ₹4,520 | 95.1% | Jewellery cover option | Buy |
| SASetu Bharat GrihaSetu Assurance | ₹60 L + ₹8 L | ₹4,190 | 94.3% | Up to 10-year tenure | Buy |
| PGPrithvi Tenant CoverPrithvi General | ₹8 L contents | ₹1,740 | 95.9% | For renters | Buy |
*Apartment in Chennai · 1-year tenure · with earthquake cover · incl. GST. Insurer names are illustrative partners.
Illustrative estimate. The final premium is set by the insurer after underwriting.
Cover at a Glance
Typical inclusions and exclusions — always check the policy wording.
What’s covered
- Fire, lightning and explosion
- Flood, storm and cyclone
- Earthquake and landslide
- Burglary and theft
- Accidental damage to contents
- Rent for alternate stay
- Debris removal
- Electrical appliance breakdown (add-on)
What’s not covered
- Wear, tear and gradual deterioration
- Wilful or intentional damage
- War and nuclear risks
- Unoccupied home beyond 30 days
- Loss of cash and documents
- Pre-existing structural defects
Questions before you buy
Still unsure which plan fits? Our advisors compare options for you, free of charge.
Talk to an AdvisorDo I need home insurance if I live in a rented flat?
Yes. A tenant can insure contents such as furniture, electronics and jewellery even if the building is owned by someone else.
Is the building covered at market value?
Structure is covered at reconstruction cost, not market value, so land price is not included in the sum insured.
Can I take a multi-year policy?
Yes. Multi-year plans of 3 to 10 years lock in the premium and usually carry a discount.