Car & Bike Insurance in 2 Minutes
Comprehensive, third-party and own-damage plans with zero-depreciation, roadside assistance and cashless repairs.
Top Motor Insurance Plans
Compare popular plans from our partner insurers.
| Insurer & plan | IDV | Premium* | Claim ratio | Highlight | Garages | |
|---|---|---|---|---|---|---|
| KGKavach Drive ComprehensiveKavach General | ₹6.5 L IDV | ₹13,240 | 98.2% | Zero-dep included | 6,800 | Buy |
| PGPrithvi Car SecurePrithvi General | ₹6.5 L IDV | ₹12,610 | 97.4% | 24×7 roadside help | 5,900 | Buy |
| SASetu Motor ShieldSetu Assurance | ₹6.5 L IDV | ₹11,980 | 96.9% | Engine protect add-on | 5,200 | Buy |
| KGKavach Two-Wheeler PlusKavach General | ₹85,000 IDV | ₹1,920 | 97.6% | Multi-year option | 4,300 | Buy |
*Petrol car 1000–1500cc · 2 years old · 25% NCB · Chennai · incl. GST. Insurer names are illustrative partners.
Illustrative estimate. The final premium is set by the insurer after underwriting.
Cover at a Glance
Typical inclusions and exclusions — always check the policy wording.
What’s covered
- Accidental damage to your vehicle
- Theft and total loss
- Fire, flood and natural calamities
- Third-party injury & property
- Personal accident cover ₹15 lakh
- Riots and malicious damage
- Towing up to ₹1,500
- Cashless network repairs
What’s not covered
- Normal wear and tear
- Driving without a valid licence
- Drunk or drugged driving
- Mechanical or electrical breakdown
- Consequential damage
- Depreciation (without zero-dep)
Questions before you buy
Still unsure which plan fits? Our advisors compare options for you, free of charge.
Talk to an AdvisorWhat is IDV?
Insured Declared Value is the current market value of your vehicle. It is the maximum amount paid if the vehicle is stolen or totally damaged.
Is third-party insurance mandatory?
Yes. Under the Motor Vehicles Act every vehicle on Indian roads must carry at least third-party liability cover.
Will I lose my NCB if I switch insurers?
No. Your no-claim bonus belongs to you and transfers to the new insurer with your previous policy details.